Money Matters: Firstline Securities Blog

The Risk and Return Relationship – Part Two

4 September 2017

A Firstline Securities Blog by: Mike

Introduction

In the first part of this series of blog entries we looked at the definitions of risk and return and how they interconnect in the investment arena. In this blog entry, we expand on this by extending our analysis to include an introduction to basic portfolio theory. There is some maths involved but we have tried to keep it as simple as possible. Read more…

The Risk and Return Relationship – Part One

1 September 2017

A Firstline Securities Limited Blog by: Mike

Introduction

In the first of a two-part series we look at the concepts of risk and return and the relationship between them.

Read more…

EXCHANGE TRADED FUNDS…ARE YOU FAMILIAR?

30 August 2017

 

A Firstline Securities Limited Blog by: Jody Hernandez

Doing a quick survey with family and friends, I realised that there was very little known to the average investor about Exchange Traded Funds (ETFs) and how they compare to Mutual Funds. When on the hunt for better returns the typical investor normally looks to Mutual Funds. Let’s take a look at these two and examine their similarities and differences.

Read more…

3 (PERHAPS UNCONSIDERED) REASONS YOU’RE NOT STICKING TO YOUR BUDGET…AND WHAT YOU CAN DO TO FIX THAT!

25 August 2017

A Firstline Securities Limited Blog by: Maria K. Lewis

 

Quick question: is your name by chance, Oprah Winfrey…Bill Gates…or Prince Al-Waleed bin Talal Alsaud?

If your answer is ‘no’ to each of those names above, chances are you’re like the millions around the world whose lives are dependent on a monthly pay cheque, which is usually best guided by a (sensible) budget!

Now, several of you may be aware of the general reasons proffered as to why it’s so difficult to stick to a budget.  These can range from one’s inability to set a realistic budget, to one’s incapacity to keep proper track of one’s spend…to well…not even setting a budget to begin with.

In addition to these however, this blog offers three (3) additional – and possibly, very real reasons – as to why you’re scratching your head in frustration, as yet again, another month has arrived, and you still can’t understand where (and how) your money has gone!

Read more…

The Seven Habits of Highly Effective Investors

16 August 2017

A Firstline Securities Limited blog by: Alicia Hernandez

 

I came across this article on Bloomberg recently, written by Business Journalist, Suzanne Woolley, and thought it was a perfect idea for a blog at this time.

While most of us understand that our finances, like every area of our lives, need to be planned, managed and executed to allow us to reap the benefits in the future, just thinking about investment management engenders feelings of stress.  What if we make a mistake and lose our hard-earned savings? What if I have an emergency and have to access cash quickly? I don’t understand how the stock market works?  I am afraid to put my money at risk.

I’ve taken the liberty to adapt the article to our local conditions so that it can be more relevant to our investors.

Here are seven simple ways to increase the odds of getting in, and staying in, good financial shape.

Read more…

Getting Ready for the New Impairment Requirements – Part 3 of 3

11 August 2017

   A Firstline Securities Limited Blog by: Mike

Introduction

In the first of this three-part series of blog entries on impairment and the new IFRS 9 we laid the groundwork and introduced the reader to the intricacies of the new standard. In the second, we looked in detail at a worked example of the three-stage approach demanded by the new standard. In this final blog entry, we consider some of the ancillary issues.

Read more…

Getting Ready for the New Impairment Requirements – Part 2 of 3

9 August 2017

               A Firstline Securities Limited Blog by: Mike    

Introduction

In the first of this three-part series of blog entries on impairment and the new IFRS 9 we laid the groundwork and introduced the reader to the intricacies of the new standard. In this blog entry, we expand by looking at a worked example.

Read more…

Getting Ready for the New Impairment Requirements – Part 1 of 3

7 August 2017

A Firstline Securities Limited Blog by: Mike

Introduction

IFRS 9 Financial Instruments fundamentally rewrites the accounting rules for financial instruments, introduces a new approach for financial asset classification, and (beyond the scope of these blog entries) major new requirements for hedge accounting.

Effective from 1st January 2018, businesses need to start to evaluate the impact of this new standard now. Businesses should start compiling the information necessary to implement the standards, and if applicable to the nature of the business they run, review loan covenants and agreements, because these could have an impact on the financial statements of the business from the implementation date. Read more…

Do Sovereign Credit Ratings Really Matter?

31 July 2017

A FIRSTLINE SECURITIES LIMITED BLOG BY: MIKE

As the dust settles on the recent sovereign downgrades of Trinidad and Tobago and the Minister of Finance’s vexation levels recede, we take a look at the wider issue of sovereign downgrades. Are we alone and does it matter?

Read more…

5 Tips for Surviving the Recession!

17 July 2017

A Firstline Securities Limited blog by: Damien Gill

There is a saying that goes “with no positivity, there is no hope; with no negativity, there is no improvement.” The financial hardships that we as Trinbagonians are currently facing may hint at better things to come in the future. For too long, successive governments have relied on oil, a finite commodity subject to external price shocks, to generate income and GDP.  Several calls for diversification from economists and citizens alike for what feels like decades now, have fallen on deaf ears. The time may now come where we can finally see this idea come to fruition. The fact remains, however, that at least for the short and medium term we will be faced with a downturn in the economic fortunes of this wonderful twin island.

Read more…

Page 2 of 7712345...102030...Last »