Boutique Portfolio Management
Actively Managed Investment Service
Crafted for Exceptional Returns
Let our investment experts manage your portfolio with precision; aligning investments with your goals for superior growth.
Tailored Expertise for Your Financial Success
Your financial goals are as unique as you are.
With Boutique Portfolio Management (BPM), go beyond generic solutions and craft an investment strategy that reflects your individual aspirations, risk tolerance, and ethical values.
"Your communication with your clients is exceptional.
I have interacted with other financial institutions that I have not had any form of communication for more than a year. Firstline has shown me that is not right."
– C. Alexander
Personalised Investment Strategies
Unlike generic portfolio management services that offer a one-size-fits-all approach, BPM is crafted specifically for you.
Our financial experts take the time to thoroughly understand your unique goals, risk tolerance, timeline, and values.
Your investment portfolio is then meticulously designed to reflect your personal aspirations and ethical considerations, whether that means prioritising growth, capital preservation, or aligning with ethical investments such as shari’ah-compliant options.
This tailored approach enables us to develop a truly personalised investment strategy that perfectly aligns with your specific needs.
"Firstline provides clients with an investment portfolio suitable to meet their needs."
– C. Bheem
"Firstline is great at educating and guiding their customers into making wise investment choices"
– G. Bissessar
Active Portfolio Management
BPM is not a set-it-and-forget-it service.
Our team of experts actively monitor and adjust your portfolio, responding swiftly to market changes to keep your investments on track.
This proactive management approach is designed to maximise returns while managing risk, providing you with peace of mind knowing that your portfolio is in capable hands.
Case Study:
From Investment to Home Ownership
Turning Dividends into a Dream
In 2014, a client came to us with a clear vision: to grow their wealth steadily and use the income generated to achieve significant life milestones, such as purchasing an additional home. Fast forward to the end of 2023, this client is now buying a home in another country, funded entirely by the dividends received from their investments.
The Client:
Our client wanted to build a portfolio that would not only grow over time but also provide a consistent income stream through dividends.
The Investment Strategy:
Firstline’s BPM team designed a custom investment portfolio tailored to the client’s specific needs. The portfolio was diversified across dividend-paying stocks, bonds, and other income-generating assets. The active management approach ensured that the portfolio was continuously optimised to capitalise on market opportunities, maintain income stability, and manage risks.
- Performance Overview: -
Total Return Since Inception
(Oct 2014 - Dec 2023):
Annual Return
2023:
- The Impact And Outcome: -
The Impact:
Over nearly a decade, the client’s portfolio delivered a cumulative gross return of 178.61%, significantly enhancing their wealth. Even after accounting for management fees, the net return stood at an impressive 129.73%. This performance not only outpaced market benchmarks but also ensured a steady stream of income, allowing the client to achieve their goal of purchasing a home.
The Outcome:
As a result of this strategic investment approach, the client accumulated significant wealth, primarily through over US$1.8M in dividends earned since inception. These dividends are now being used to purchase a home in another country, all while the original investment capital remains intact, ready to generate future income and growth.
Comparison to S&P 500:
To put this performance in perspective, the S&P 500, a widely recognised benchmark, returned approximately 158% during the same period (2014-2023). The client’s BPM-managed portfolio, with a gross return of 178.61%, outperformed the S&P 500, demonstrating the value of personalised, actively managed investment strategies.
- "What About The Fees Affecting Their Returns?" -
While index funds may appear to offer “higher returns” on paper, in reality, most self-directed investors don’t achieve these returns due to emotional reactions, missed opportunities, or lack of market insight.
It’s true that fees are a cost of managed portfolios like Boutique Portfolio Management, but these fees are just an investment in consistent expertise, strategies, exclusive opportunities and personalised attention over the entire time that you’re investing. That is a difficult feat to achieve on your own.
At Firstline, we believe in full transparency, which is why we haven’t hidden the difference in returns.
Ultimately, through Boutique Portfolio Management, the dividends our client earned allowed them to purchase an additional home, all without having to spend the time or effort to become their own investment expert – something many DIY investors might struggle to do alone.
- Boutique Portfolio Management can turn your financial goals into a reality -
Disclaimer: Please note that the performance results mentioned in this case study are based on past performance and do not guarantee future results. Investment outcomes can vary and are influenced by a variety of factors, including market conditions, economic changes, and individual portfolio decisions. The figures provided represent the performance of one individual’s portfolio and may not be indicative of the results other clients will achieve. We encourage you to consult with our financial experts to understand the risks and benefits associated with any investment decisions you may consider.
"Firstline is best for its information, investments and its returns."
– K. Mendoza-Edwards
"You offer exactly what your tagline says; 'Creating Wealth for the People.'"
– L. Alexis
Why Choose Boutique Portfolio Management Over ETF's?
While ETFs like SPDR offer market performance with relatively low fees, they don’t provide the same level of customization, active management, and strategic planning as a Boutique Portfolio Management (BPM) service.
Here’s why a managed portfolio can be a superior choice for many investors, even if net returns differ from broad market indices like the S&P 500:
Risk Management & Tailored Investment Strategy
With ETFs, you’re exposed to market fluctuations, and there’s no safeguard against downturns.
Boutique Portfolio Management actively adjusts your portfolio to mitigate risk, preserve capital, and align with your individual risk tolerance.
For example, in volatile periods, our client’s portfolio was shielded from extreme market declines through strategic asset allocation.
Personalisation & Long-Term Planning:
ETFs are a “one-size-fits-all” solution.
BPM offers a personalised investment strategy tailored to your specific financial goals, ethical values, and future plans. This includes the flexibility to invest in a range of specialised assets that match your personal values, like shari’ah-compliant funds, or adjust goals and timelines – which you won’t get with a standard ETF.
For example, because of having an actively personalised investment strategy, over a ten year period our client got to have short term switches of focus, cash requests for other goals and they still got to hit their overarching long term goal. This level of flexibility and customisation is something an ETF simply can’t provide.
Access to Exclusive Market Opportunities:
As a BPM client, you gain access to exclusive market insights and investment opportunities not available to the general public or passive investors.
While ETFs provide broad market exposure, they don’t offer the same access to high-growth opportunities or tailored strategies.
For example, our client benefited from strategic investments that generated substantial dividends, contributing significantly to their ability to purchase a home. Access to unique investments (like pre-IPO or high-growth companies) can offer returns beyond what index funds or self-managed portfolios achieve.
Professional Insight and Emotional Discipline:
Investing on your own leaves you vulnerable to market volatility, and many DIY investors end up selling at the worst times due to fear or lack of information. The human element plays a critical role; emotional decision-making often leads to underperformance, as investors panic during market dips and miss out on recoveries.
With BPM, your portfolio is managed by a disciplined and experienced team with a long-term perspective, helping you avoid costly mistakes like panic selling during downturns.
In the case study, our client benefited from that professional guidance, remaining invested through market fluctuations and ultimately maximising their portfolio’s potential over time.
"Firstline gives better returns."
– G. Chamely
"I like how you treat your clients."
– E. Barran
"You are best at providing options."
– J. Doyle
Exclusive Access To Market Insights
As a BPM client, you gain more than just a managed portfolio—you gain access to exclusive market insights and investment opportunities that are typically reserved for institutional investors.
Our global connections and proprietary research give you a competitive edge, helping you stay ahead in the financial landscape.
"Keeps me in the loop and informed of any potential new investments. Also I like the fact that my csr is easily accessible if I have any queries."
– C. Sealey
"Knows the local capital market"
– J. Gedeon
Ethical and Values-Based Investing
Your values matter to us.
BPM offers the flexibility to align your investments with your ethical and moral beliefs, whether you’re interested in ESG investing or shari’ah-compliant options. We ensure your portfolio reflects what matters most to you, so you can grow your wealth while staying true to your principles.
Whether you’re looking to grow your wealth, preserve your capital, invest with shari’ah compliance, or align your investments with your values, Boutique Portfolio Management offers a level of service that’s unmatched in Trinidad & Tobago’s financial industry.
- Listen To A Client Testimonial -
What Boutique Portfolio Management has done for them,
it can do for you.
Disclaimer: Please note that the performance results mentioned in this audio testimonial are based on past performance and do not guarantee future results. Investment outcomes can vary and are influenced by a variety of factors, including market conditions, economic changes, and individual portfolio decisions. The figures provided represent the performance of one individual’s portfolio and may not be indicative of the results other clients will achieve. We encourage you to consult with our financial experts to understand the risks and benefits associated with any investment decisions you may consider.
Still Unsure About What This All Means?
Watch our video, “How To Transform Your Savings Into True Wealth – The Masterclass” for greater insight into our product, Boutique Portfolio Management, and the reason behind why our business exists.
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